Exemptions
that can get you compensated for PA auto injury
Pennsylvania is the state where you have options when getting your auto insurance. You can pick the full tort cover or the limited tort cover. The previous gives you the ability to sue the individuals or companies that bring pain or suffering to you. The latter comes with no such rights. It means you cannot get compensated for any suffering. To the positive, you get discounts when paying your premiums on monthly basis. Although many will go for the full tort law, a solid Philadelphia PA limited tort attorneys helps in many related cases which allows for compensation in certain situations as we are going to see below.
Insurers can mislead
As always, not a single insurance company is willing to pay accident victims even when they accrue suffering and pain. They will look for ways to not pay so that they can maximize on profits. When it comes to limited tort covers, they want to intimidate the insured people by making them believe that there is no way they can get compensated. Well, that’s is basically to encourage people to go for the full tort option that has no monthly premium discounts. However, you should understand that insurances are like that but don’t hesitate to go for compensation when you experience some of these exemption injuries in Pennsylvania. A limited tort cover is enough to earn you full compensation for damages and injuries. Check out these exemptions as listed below.
Injured on a motorcycle
The PA tort law does not include a motorcycle in its definition of a private passenger vehicle. That’s because they acknowledge the vulnerability of the bike to the vehicle. It doesn’t matter whether you were the driver or the passenger, the fact remains that in the case of an accident, you suffer more than a person in a vehicle. In such a situation, the PA limited tort law allows you to get full compensation for suffering and pain caused.
Injured being a pedestrian
Taking a limited tort insurance PA is often focused on solving the issues when you are involved in a car accident. Rather than that, you get a worse situation where you get hurt even when not on a car. In case you get severe injuries, then the PA limited tort law seizes to be absolute and allow you to go for recovery money from the at fault party.
DUI charged driver
Normal accidents are the ones PA tort law prohibits the limited tort insured victims from getting compensation. In the occasion that the driver causing the accident was under the influence of alcohol or drugs, then it becomes a special case. You get to be compensated for injuries caused fully.
Other exemptions include when you are a passenger on a commercial vehicle, knocked by a car registered outside Pa and severe injuries e.g. head injury.
Insurers can mislead
As always, not a single insurance company is willing to pay accident victims even when they accrue suffering and pain. They will look for ways to not pay so that they can maximize on profits. When it comes to limited tort covers, they want to intimidate the insured people by making them believe that there is no way they can get compensated. Well, that’s is basically to encourage people to go for the full tort option that has no monthly premium discounts. However, you should understand that insurances are like that but don’t hesitate to go for compensation when you experience some of these exemption injuries in Pennsylvania. A limited tort cover is enough to earn you full compensation for damages and injuries. Check out these exemptions as listed below.
Injured on a motorcycle
The PA tort law does not include a motorcycle in its definition of a private passenger vehicle. That’s because they acknowledge the vulnerability of the bike to the vehicle. It doesn’t matter whether you were the driver or the passenger, the fact remains that in the case of an accident, you suffer more than a person in a vehicle. In such a situation, the PA limited tort law allows you to get full compensation for suffering and pain caused.
Injured being a pedestrian
Taking a limited tort insurance PA is often focused on solving the issues when you are involved in a car accident. Rather than that, you get a worse situation where you get hurt even when not on a car. In case you get severe injuries, then the PA limited tort law seizes to be absolute and allow you to go for recovery money from the at fault party.
DUI charged driver
Normal accidents are the ones PA tort law prohibits the limited tort insured victims from getting compensation. In the occasion that the driver causing the accident was under the influence of alcohol or drugs, then it becomes a special case. You get to be compensated for injuries caused fully.
Other exemptions include when you are a passenger on a commercial vehicle, knocked by a car registered outside Pa and severe injuries e.g. head injury.